Preliminary check only · No impact on your credit score
Up to
Potential combined assistance for eligible buyers of the first five homes.
4 bedrooms · 3 bathrooms · 2-stall garage
Preliminary check only · No impact on your credit score
Up to
Up to
Eligible buyers may combine CMHP support with up to $18,000 in additional assistance through NeighborWorks Home Partners.
A thoughtfully designed, energy-efficient twin home in South St. Cloud, with generous family space, modern interiors and a landscaped yard.
Bedrooms
Bathrooms
Stall garage
Assistance is tailored to your financing gap. You would use only the amount required to bridge the difference between the home price and your approved mortgage, subject to programme guidelines and available funding.
It depends on the assistance pathway. Under the proposed NeighborWorks pathway, you may not need to be a first-time buyer, but you cannot own another residential property at closing.
Mortgage pre-approval often takes one to two weeks. Buyers using both assistance programmes should allow approximately 45 days from a complete application to closing, depending on document readiness.
Programme income reviews may include wages, overtime, commissions, self-employment income, pensions, some benefits and support payments for adults who will live in the home. A programme specialist will make the final determination.
Pathway 2 is expected to require eight hours of approved homebuyer education completed before the purchase agreement, with the certificate dated within 12 months of closing.
The proposed programme guidance permits co-signers and non-occupant co-borrowers to help strengthen an application. Final approval remains subject to lender and programme requirements.
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